:root{--blue:#073f58;--blue2:#0b536e;--gold:#d8aa50;--cream:#fbf8f1;--ink:#244d5f}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f7f5ef;color:var(--ink);font-family:Arial,sans-serif}
.legal-top{background:var(--blue);padding:20px 5%;display:flex;align-items:center;justify-content:space-between;gap:24px}
.legal-top img{width:190px;height:auto}.legal-top a{color:#fff;text-decoration:none;font-size:13px}
.legal-wrap{width:min(980px,90%);margin:54px auto 70px;background:#fff;border:1px solid rgba(191,149,72,.25);border-radius:26px;padding:55px 62px;box-shadow:0 18px 55px rgba(7,63,88,.06)}
.eyebrow{color:#a9782f;letter-spacing:3px;font-size:10px}.legal-wrap h1{font:400 46px/1.08 Georgia,serif;color:var(--blue);margin:14px 0 30px}
.legal-wrap h2{font:400 25px/1.2 Georgia,serif;color:var(--blue);margin:34px 0 10px}.legal-wrap p,.legal-wrap li{font-size:14px;line-height:1.75}
.notice{background:var(--cream);border-left:3px solid var(--gold);padding:16px 18px;border-radius:0 10px 10px 0;margin:22px 0}
.placeholder{color:#9a6320;font-weight:700}.legal-bottom{background:var(--blue);color:#fff;padding:22px 5%;font-size:11px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.legal-bottom a{color:#fff}.back{display:inline-block;margin-top:25px;background:var(--gold);color:#073f58;text-decoration:none;padding:12px 20px;border-radius:24px;font-weight:700;font-size:12px}
@media(max-width:650px){.legal-wrap{padding:38px 24px}.legal-wrap h1{font-size:36px}.legal-top img{width:150px}}